What is what to do when you find a credit card?

If you find a credit card, here's what you should do:

1. Don't Use It! Using a found credit card is illegal, even if you intend to return it later.

2. Try to Identify the Owner. Look for a name on the card and try to find the owner. If the name matches a business, contact the business.

3. Contact the Issuing Bank or Credit Card Company Immediately. This is the most crucial step. Look for a customer service number on the back of the card. Report that you found the card, and they will typically cancel the card to prevent fraudulent use and contact the cardholder. It's recommended to call from a secure location. Some banks allow you to report a found card online or through their mobile app. They will usually instruct you on how to dispose of the card, or they might request you to mail it back to them.

4. Drop It in a Mailbox. If you can't reach the bank, you can drop the card in a United States Postal Service (USPS) mailbox. The USPS will forward the card to the issuing bank.

5. Destroy the Card. If the bank has authorized you to destroy the card, cut it up, paying special attention to the magnetic stripe and the chip, to prevent misuse. This is generally the safest option if the bank doesn't want it back.

6. Don't Give It to Just Anyone. Avoid giving the card to strangers who claim they know the owner. It's best to go through official channels like the bank.

Here's the information again, with important subjects as links:

If you find a credit card, here's what you should do:

1. Don't Use It! Using a found credit card is illegal, even if you intend to return it later.

2. Try to Identify the <a href="https://www.wikiwhat.page/kavramlar/Credit%20Card%20Owner">Credit Card Owner</a>. Look for a name on the card and try to find the owner. If the name matches a business, contact the business.

3. Contact the <a href="https://www.wikiwhat.page/kavramlar/Issuing%20Bank">Issuing Bank</a> or <a href="https://www.wikiwhat.page/kavramlar/Credit%20Card%20Company">Credit Card Company</a> Immediately. This is the most crucial step. Look for a customer service number on the back of the card. Report that you found the card, and they will typically cancel the card to prevent fraudulent use and contact the cardholder. It's recommended to call from a secure location. Some banks allow you to report a found card online or through their mobile app. They will usually instruct you on how to dispose of the card, or they might request you to mail it back to them.

4. Drop It in a Mailbox. If you can't reach the bank, you can drop the card in a <a href="https://www.wikiwhat.page/kavramlar/United%20States%20Postal%20Service">United States Postal Service</a> (USPS) mailbox. The USPS will forward the card to the issuing bank.

5. <a href="https://www.wikiwhat.page/kavramlar/Destroy%20the%20Card">Destroy the Card</a>. If the bank has authorized you to destroy the card, cut it up, paying special attention to the magnetic stripe and the chip, to prevent misuse. This is generally the safest option if the bank doesn't want it back.

6. Don't Give It to Just Anyone. Avoid giving the card to strangers who claim they know the owner. It's best to go through official channels like the bank.